a washington economics columnist and author of the new book, "central bankers and a world on fire". welcome. >> thanks, greta. >> greta: tell me is the obama administration i read the front page, are they seeking to relax the lending requirements and urging banks to once again lend to people with weak credit. >> weak might not be the right word. but not weak, but okay, 600, fico scores. if you have fantastic credit you can get a loan the housing market is coming back, but people in the middle range are having harder time. and they're trying to push more money into the housing market and trying to get the housing market going stranger. >> all right, do they not have some fear, i mean, when i read the article, you know, i thought, we're not doing this again. because you know, the problem with this, when you bury people with debt who can't carry it. they're doing the debt services and spending their money on the debt service and not going to get the economy revved up and they don't have the extra money to buy the toaster, if they get over their heads and all of a sudden their houses ar